The company that has provided the incorrect information must correct the error, and notify all of the consumer reporting companies to whom it provided the inaccurate information. Under the FCRA, companies must conduct – free of charge – a reasonable investigation of your dispute. To freeze your credit youll need to give each credit bureau your name, address, date of birth, Social Security number, and other identifying personal. If you find information in your consumer report that you believe is inaccurate or incomplete, you have the legal right to dispute the report’s content with the consumer reporting company and the company that shared the information to the reporting company, such as your lender. ![]() How to dispute the information in your report Inquiries from creditors who have requested your credit reports when you apply for credit.address, date of birth and Social Security TransUnion Security Freeze Line. Some public information like bankruptcies. 2 TransUnion credit freeze by phone Consumers may also initiate a freeze by.Information from debt collectors including unpaid medical debt that is greater than 180 days delinquent from date of service, and past-due debt from cable and phone bills. ![]() Information about your payment history as submitted by credit card companies, home and auto lenders (and leasing companies), and other creditors. ![]() Personal information, such as your name, date of birth, name(s) of loan co-applicants, as well as current and past residential addresses, phone numbers, and employer names.How to use this report Here's what's included in this report:
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